Avoid Flood Damaged Vehicles With Bad Credit

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Shopping for a vehicle you should already know that there are a lot of things that you are going to have to look out for. The obvious ones are there such as being in a previous crash or having some kind of major repairs having to be done, but one seems to escape most people's radars. The one that most people are going to forget to check for will be if a vehicle has previous flood damage. If you have bad credit then it is very common that dealers will trick you into purchasing these vehicles by saying there is some kind of special financing that they can do on it or something along those lines but hide the flood damage fact.

Best Way to Avoid This

There is a way that you are going to be able to avoid all of this while still being able to get bad credit used car loans without going out of your way. The best way you can get one of these deals will be to apply for auto loan financing online. If you are applying for one of these loans a lot of good can come out of it. The first good thing is that your application will go around to all of the different dealers in the area to find the one that will not only finance you, but for the best possible rate under your circumstances as well.

Another great thing that is going to come from all of this is the fact that all of the vehicles are going to be cleared. We make sure that the vehicles at these dealerships are up to quality and that there will not be any kind of shady business going on in the background. This is to make sure that you have a very safe shopping experience and that you will be able to raise your credit score for future instances as well.

Looking for Vehicles with Flood Damage

Vehicles with Flood Damage and Bad CreditIt can be difficult to find out if a vehicle went through flood damage because a lot of dealers that have them are going to do a very good job at hiding them. Some of the things that you can look for will go as follows:
  • Mildew, debris and silt in places where it wouldn't normally be found, such as under the carpeting in the trunk, or around the engine compartment
  • Rust on screws and other metal parts
  • Water stains or faded upholstery; discoloration of seatbelts and door panels
  • Dampness in the floor and carpeting; moisture on the inside of the instrument panel
  • A moldy odor or an intense smell of Lysol or deodorizer; this is a tactic frequently used by dealers to cover up an odor problem

After you have looked for these things and you see that you are in the clear, then you should not worry. If you do see that then there will be agencies that you may contact. Regardless of the fact though second chance auto loans are available and it will take no time at all and it will be a huge help in avoiding this whole situation.

Car Loan Auto Financing Online

Do you meet the basic qualifications?

  • At least 1 year with current employer
  • A minimum income of $1,500 per month
  • No repossesions within the last year
  • Any bankruptcies must be discharged
  • Money down may be required, but not in all cases
  • Must be a current resident of the U.S. or Canada